RWA-Fi: How Plume Network Reshapes the Integration of Physical Assets and Decentralized Finance

Plume Network is building a dedicated blockchain for physical assets (RWAs), aiming to simplify the interaction between RWAs and the crypto world, making them as easily accessible and liquid as native crypto assets. Plume combines RWA-Fi with Decentralized Finance, allowing users to easily lend, trade, and speculate on RWAs as they would with crypto assets.

Why do we need a dedicated RWA chain?

The efficient operation of RWAs on the chain requires specialized infrastructure, including permission management, compliance ( AML/KYC ), and liquidity, among others. Existing chains have not been optimized for these functions, prompting Plume to develop its own ecosystem to support the seamless on-chain governance and execution of RWAs.

Institutions have been interacting with private blockchains, but are now starting to realize the value of public blockchains. Public chains provide an open, permissionless ecosystem that can drive innovation and efficiency, making them more suitable for large-scale adoption by institutions. This is a key driving force for Plume to integrate RWAs into the crypto ecosystem.

RWA Examples and Use Cases

Plume is tokenizing physical assets such as solar farms, oil fields, and corporate bonds. For example, users can invest in solar farms that have long-term contracts with government agencies, earning stable returns. These assets provide stable returns like 12-15% annual yield, with earnings distributed in the form of stablecoins and governance tokens. This allows investors to access stable income-generating assets on-chain while enjoying the liquidity and flexibility of Decentralized Finance.

Cross-Chain Liquidity and Seamless Experience

The advancement of bridging technology between EVM chains addresses cross-chain liquidity concerns. These technologies make asset movement smoother, and liquidity fragmentation is no longer a major issue. Plume focuses on building tools to facilitate the easy flow of assets and funds across networks.

The Success of Plume Testnet

The Plume testnet has achieved tremendous success, with over 3.5 million active wallets and more than 251 million transactions within just four weeks. The testnet is highly active, with users continuously transferring assets across chains, and over 150 protocols have already been built on this network. This early success indicates strong market interest in Plume's RWA solutions.

Plume's RWA-Fi Method

Unlike projects that exist solely for tokenizing RWAs, Plume focuses more on RWA-Fi, which gives RWAs utility in a DeFi-native manner. Most RWA projects have failed to attract crypto-native users due to their excessive focus on traditional financial methods. Plume's strategy is to integrate RWAs into the existing DeFi ecosystem, providing users with liquidity, flexibility, and yield opportunities.

Innovative Speculative Market

Plume is exploring innovative speculative markets based on real-world data, such as Pokémon cards, sneakers, GPUs, and even social or economic indicators like crime rates or inflation. Users can engage in high-leverage operations on these assets, providing unique speculative opportunities. This opens new markets for crypto users, combining physical assets with the dynamic characteristics of Decentralized Finance.

Yield Strategies Beyond National Bonds

Plume offers returns of 10% to 30-40%, depending on the asset and risk level. Users can deposit stablecoins into high-yield assets such as solar farms or corporate bonds, earning stable returns in the form of stablecoins and tokens. Plume aims to provide higher returns than traditional financial products, offering more attractive asset storage opportunities for crypto-native users.

Global Coverage and Community Building

The Plume community is diverse, with participants from all over the world. The network attracts RWA enthusiasts and crypto traders. Plume's aggressive growth strategy includes building communities globally and closely collaborating with partners to expand the use cases of RWAs. Key areas of focus include high-yield assets, active secondary markets ( such as collectibles ) and innovative financial products.

Token Economics and Utility

Plume will launch its native token as an important component of the ecosystem. Token holders will be able to earn yields generated by various RWA projects on the network. The token is also used for governance, providing users with more ways to participate in the ecosystem. Through the launchpad and launch pool, token holders can engage in RWA projects and earn stable returns.

Institutional Partnerships

Large financial institutions are becoming increasingly interested in the RWA sector. However, the transition to public blockchains is progressing slowly due to the complexity of adopting decentralized systems. Institutions will become more aware of the advantages of open networks compared to private networks, and Plume is seizing this trend by building infrastructure that meets institutional needs.

Transparency and Risk Mitigation in the Real World

Plume ensures the transparency of RWAs by collaborating with reputable custodians and monitoring assets in real-time. For example, solar farms on the platform provide real-time energy generation and income data, allowing users to verify earnings in real-time. This transparency builds trust and mitigates the risks associated with the tokenization of physical assets.

Long-term Roadmap and Future Vision

Plume's roadmap includes the transition from the testnet to the mainnet, expanding the ecosystem, and launching the Plume token. Plume aims to become the preferred platform for RWA tokenization and adoption, focusing on making RWAs more accessible and practical for crypto-native users. Plume is building for long-term sustainability, planning to integrate more real-world assets and leverage emerging trends in Decentralized Finance.