#BTC Hits 97K#

Is a Three-Digit Figure Possible for XRP Price? What Does Mathematics Say?
There is a lot of talk on the internet about XRP's price potentially reaching $100, $500, or even $1,000. At first, this may sound outrageous, but some real-world use cases and figures suggest that it's not as crazy as it seems.
An account named "Stellar Rippler" on X stated that XRP is designed to facilitate fast and low-cost cross-border payments. Currently, this is done by the SWIFT system with a daily volume of around 5 trillion dollars. If it even takes over just 10% of this volume, that would mean 500 billion dollars daily. With such a transaction flow, the price of XRP could reach a range of 27 to 50 dollars.
Another scenario is related to Nostro and Vostro accounts. Banks keep about 27 trillion dollars locked in these accounts to handle international payments. If XRP changes even 5% of this system, it could unlock massive capital, which could drive the price to the $80–100 range.
There is also a possibility that Ripple may become a licensed bank. In such a case, it could offer direct lending, custody, and payment services using XRP. The price of such an exchange could easily rise above 100 dollars.
Ripple is currently working with over 40 central banks. If XRP becomes the main bridge currency for central banks, major financial institutions like the IMF or World Bank could also use it. If this happens, the price could reach the range of $250–500.
In a positive scenario, XRP could rise above 1000 dollars.
And there is a global derivatives market that exceeds 1 quadrillion dollars. If even 0.1% of the transactions in this market were settled through the XRP network, the price could rise above 1,000 dollars. This is no longer just a dream, but a feasible future scenario based on utility.
So why is XRP still not at these levels? Legal challenges, regulatory uncertainties, and market distrust have held it back. However, if these barriers are removed, change could come very quickly. Bitcoin rose to $100,000 purely on belief. XRP, on the other hand, includes real-world usage, partnerships, and a technology that is already in use, in addition to belief. Perhaps the question should no longer be "Will XRP rise?" but rather "When will it rise?"